Welcome to our blog

...where McKinley Carter advisors and journalists from highly-respected publications discuss the wide range of forces and factors impacting our clients’ total financial situation – now and in the future. Start with our featured posts below or search by post topic.

When you’re asked about your financial assets , where does your mind go? You might consider your savings account balance, a 401K, your investment portfolio, perhaps a second home. But did you ever stop and consider your CAREER as a financial asset? Most people don’t. But they should. Learn more.

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Effective January 1, 2019, there are new changes to the Hardship Withdrawal provisions for retirement plans, thanks to The Bipartisan Budget Act of 2018. The new regulation brings about three significant changes that you should be aware of as you consider early withdrawals from your retirement plan.

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For many of our clients, the great unknown is whether they will have a long-term care event, and if they should consider long term care insurance to help offset the cost. Like forecasting investment returns, we don’t have a crystal ball and can’t predict the future. However, we can use statistics to ground our thought process and make a more well-informed decision. Whether you need insurance or not, you most certainly should take the time to explore the options available to you and what might be right for your situation.

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In mid-October 2018, the financial markets experienced significant volatility. We advised our clients to "stay the course" and put the numbers into historical perspective to calm any fears. Read more about our best thinking here.

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Is the Bull Still with Us?

By David Nolan • October 17, 2018

After a third quarter (2018) that saw U.S. stock prices, as represented by the all-inclusive Russell 3000 Index, rise 7.13%, the index is now up 10.57% for 2018 following a 21.13% increase in 2017. Investors have now begun to question the staying power of this bull market in light of numerous concerns. Learn more.

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McKinley Carter is proud to announce that after much work and dedication, we have been Certified by CEFEX -- the Centre for Fiduciary Excellence. This quality assurance confirms that McKinley Carter’s Retirement Plan Services team has been adhering to the best practices in the industry and always seeks to put clients’ needs ahead of their own. Read more about why working with a CEFEX-certified advisor is so important.

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Preparing for a lifelong financial journey requires an understanding of the possibilities, potential resources, and identification of contingency plans. The journey likely will require navigating a series of obstacles through varying conditions. You don’t have to sacrifice a Good Life today for a Good Life solely in retirement. How can we live a Good Life now and in the future? Read about the six critical actions required to equip yourself for a Good Life, financially.

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West Virginia's renewed surge in energy production is good news for the state's landowners. But are they prepared to capitalize on the impending growth? Find out how to anticipate future cash flow from your royalty checks and how your well's depletion rate affects your financial situation.

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Knowing and appropriately cultivating your major donor prospects should be an ongoing practice for all nonprofit organizations. Learn how to create an actionable plan for each of the five donor archetypes.

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What are the four categories of fiduciary decision-making that all nonprofit board members provide? Learn more here.

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